RBC Travel Insurance

Are you ready for your trip?

It is highly recommended that travel insurance be purchased.  The most comprehensive plan is the Deluxe Package.  It will cover both medical and trip interruption/cancellation.  Many people are under the assumption that personal credit cards and employment travel insurance will cover them while traveling abroad.  Often times this is not the case!  Please read your policies very carefully and confirm with your insurance provider that you are covered in the event of an unforeseen medical emergency or trip interruption.  Travel with peace of mind knowing that you will not have to worry about a thing.  In the event medical assistance is required abroad, RBC Insurance will pay medical expenses upfront.  Often times with personal insurance policies clients have to pay upfront and submit a claim upon their return to Canada.  This can quickly add up to thousands of dollars. 

Ask yourself a few questions: 

 

1) Would you be covered for a return flight in the event your trip had to be cut short due to an illness or death in the family back home?

2) Would you be able to pay for essentials such as clothing, toiletries and other necessities if your luggage was lost? 

3)  Are you in a financial position to potentially pay thousands of dollars upfront should you require medical assistance while traveling?

 

Below is a brief summary of the different travel insurance plans that I suggest. Please read the complete policies for complete details.

RBC Deluxe Package (up to age 74): Travel Insurance covers emergency medical needs, doctor visits, tests, hospitalization, etc. This plan also covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage.  Additional Benefits RIDER 1 Package Upgrade & RIDER 2 Package Upgrade golf/ski upgrade available.

Please read complete policy for details: https://www1.worldprotect.com/pdf/travel/common/english/travelinsurancepolicy/ptrbcinsurance.pdf

RBC Non-Medical Package (all ages): Travel Insurance covers cancellation, interruption, trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage. There is no medical coverage included in this policy.   Additional Benefits RIDER 1 Package Upgrade & RIDER 2 Package Upgrade golf/ski upgrade available.

Please read complete policy for details: https://www1.worldprotect.com/pdf/travel/common/english/travelinsurancepolicy/ntrbcinsurance.pdf

Cancellation & Interruption (all ages): Travel Insurance covers all travel arrangements, including air fare, hotel, care rental, etc. 

Please read complete policy for details: https://www1.worldprotect.com/pdf/travel/common/english/travelinsurancepolicy/tcirbcinsurance.pdf 

Classic Medical (up to age 59): Travel Insurance covers emergency medical needs, doctor visits, tests, hospitalization, etc. 

Please read complete policy for details: https://www1.worldprotect.com/pdf/travel/common/english/travelinsurancepolicy/hmerbcinsurance.pdf

RIDER 1 Upgrade:  Please read policy for details: https://www1.worldprotect.com/pdf/travel/common/english/travelinsurancepolicy/pr1rbcinsurance.pdf

RIDER 2 Upgrade: Please read policy for details: https://www1.worldprotect.com/pdf/travel/common/english/travelinsurancepolicy/pr1rbcinsurance.pdf

Anyone over the age of 73 will be required to remit a medical questionnaire prior to booking to ensure the coverage will be permitted by RBC.

We will add everyone to the group travel insurance policy at the time of deposit. The premium will be paid with the final payment.  As the provincial taxes vary, those amounts will be determined at payment time.

Here are the insurance premium costs:

Deluxe Travel Plan - 1800 coverage 5 - 9 days
0 - 59 years - $149
60 - 64 years - $172
65 - 69 years - $206
70 - 74 years - $281

Non Medical Plan - $1800 coverage 5 - 9 days
0 - 59 years - $129
60 - 64 years - $139
65 - 69 years - $146
70 - 74 years - $167
75 - 79 years - $266


Classic Medical
0 - 29 years - $32
30 - 59 years - $35

RIDER 1 Upgrade: $5 
RIDER 2 Upgrade: $10

Rates are subject to change prior to booking